Money-saving apps using AI

1. Mint: Pros:

• Mint is a personal finance app that uses AI to help users track their expenses, create budgets, and manage their money
• The app allows users to connect all their bank and credit card accounts in one place, making it easy to see where their money is going
• Mint also includes financial tracking tools, such as alerts for unusual spending, and personalized advice to help users save money

Cons:

• Mint is a free app, but some features such as credit score monitoring and bill reminders require a paid subscription
• Some users may find the amount of data and features overwhelming

URL: https://www.mint.com/ App Store: https://apps.apple.com/us/app/mint-budget-bill-tracker/id300238550 Google Play: https://play.google.com/store/apps/details?id=com.mint

2. PocketGuard: Pros:

• PocketGuard is a personal finance app that uses AI to help users track their expenses, create budgets, and manage their money
• The app also includes a feature called "In My Pocket", which helps users understand how much money they have available to spend after taking care of bills and savings
• PocketGuard also includes financial tracking tools, such as alerts for unusual spending and personalized advice to help users save money

Cons:

• Some advanced features such as bill reminders and investment tracking require a paid subscription
• Some users may find the app less comprehensive than other personal finance apps

URL: https://www.pocketguard.com/ App Store: https://apps.apple.com/us/app/pocketguard-personal-finance/id907647952 Google Play: https://play.google.com/store/apps/details?id=com.jdoqocy.pg

3. Wally: Pros:

• Wally is a personal finance app that uses AI to help users track their expenses, create budgets, and manage their money
• The app also includes a feature called "Wally Goals" which allows users to set and track financial goals
• Wally also includes financial tracking tools, such as alerts for unusual spending and personalized advice to help users save money

Cons:

• Some users may find the app less comprehensive than other personal finance apps
• The app is free but some advanced features such as bill reminders, investment tracking and credit score monitoring require a paid subscription

URL: https://www.getwally.com/ App Store: https://apps.apple.com/us/app/wally-personal-finance/id907647952 Google Play: https://play.google.com/store/apps/details?id=com.wally.android

4. You Need a Budget: Pros:

• You Need a Budget (YNAB) is a personal finance app that uses AI to help users create and stick to a budget
• The app includes a feature called "Age of Money" which helps users understand how long it takes for them to earn and spend money
• YNAB also includes financial tracking tools, such as alerts for unusual spending and personalized advice to help users save money

Cons:

• YNAB is a paid app, which may be more expensive than some other personal finance apps
• Some users may find the app's budgeting method less flexible than other personal finance apps

URL: https://www.youneedabudget.com/ App Store: https://apps.apple.com/us/app/you-need-a-budget-ynab/id10407412

Google Play: https://play.google.com/store/apps/details?id=com.ynab.android

5. Spendee: Pros:

• Spendee is a personal finance app that uses AI to help users track their expenses, create budgets, and manage their money
• The app includes a feature called "Smart Categories" which automatically categorizes expenses based on the merchant or location
• Spendee also includes financial tracking tools, such as alerts for unusual spending and personalized advice to help users save money

Cons:

• Spendee's free version is limited in functionality and some advanced features such as bill reminders, investment tracking and credit score monitoring require a paid subscription
• Some users may find the app less comprehensive than other personal finance apps

URL: https://www.spendee.com/ App Store: https://apps.apple.com/us/app/spendee-budget-finance/id907647952 Google Play: https://play.google.com/store/apps/details?id=com.spendee.app

It's important to note that this list is not exhaustive and there are many other money saving tools and apps available. Each app may have their own set of features and capabilities and could have different focus on specific aspects such as budgeting, expense tracking, or savings goals. It's important for a user to evaluate their specific needs and preferences to determine which app is the best fit for them. Some apps may be free, others may be behind paywall, so it's important to check the access options and pricing before applying.